Terms of Use

Last Revised: June 1, 2026

Welcome to Flat Branch Home Loans. By using this website, you agree to the terms below. If you do not agree, please do not use the site.

Using This Website

You can use this website to learn about our mortgage products and services.

By using this site, you agree to:

Use it for lawful, personal purposes
Provide accurate information when requested
Be at least 18 years old
Not interfere with the operation or security of the site

We may update, suspend, or change the site at any time without notice.

Information on This Site

The information provided is for general informational purposes only. It may not be complete or up to date.

It is not a loan approval or commitment
Loan terms and eligibility depend on verification and underwriting

Please contact us if you have questions about your specific situation.

Your Content

If you submit information or communications through the site, you give us permission to use it as needed to provide services. You must have the right to submit anything you share.

Ownership of Content

All content on this site (including text, graphics, and logos) belongs to Flat Branch or its licensors.

You may view and use the site for personal use only. You may not copy, modify, or reuse content without permission.

Third-Party Links

This site may link to other websites. We are not responsible for their content, policies, or practices.

Disclaimer

This website and its content are provided “as is” without warranties of any kind. We do not guarantee that the site will always be available, accurate, or error-free.

Limitation of Liability

To the extent allowed by law, Flat Branch is not liable for any damages arising from your use of this site.

Our total liability for any claim related to the site will not exceed $100.

Disputes

Any disputes related to these Terms or your use of the site will be resolved through binding arbitration, not in court.

You waive the right to a jury trial
You waive the right to participate in class actions
You may still bring claims in small claims court, where allowed

Other Terms

These Terms are governed by Missouri law
If any part of these Terms is invalid, the rest will still apply

Contact Us

Flat Branch Home Loans

101 S. Fifth Street Suite 200

Columbia, Missouri 65201

Call: 573-442-3850

Email: [email protected]