Flat Branch Home Loans offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.
Were you referred to one of our Mortgage Bankers?
You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.
Interested in getting prequalified for a home loan?
Just fill our secure no-obligation quote form on the right side of this page and someone from our Prequalify Team will contact you within one business day. It’s that simple!
Check out our free mortgage resources…
For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator. Have an iPhone or Android-based phone? Click here to download our free mobile app!
Is there anything else we can help you with?
Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. You can also use the live chat feature located at the top right-hand side of the page to get in touch with us. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!
"Thank you for everything. It is always nerve racking working with a new lender. You proved to me that you really care about your clients. I appreciate you always calling to keep me informed. I look forward to working with you again soon!
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- Brooke Sydenstricker McCarty Weichert Realtors - First Tier
"I had an overall great experience working with Eric Hemmer. He was very courteous and professional throughout the refinancing process. He answered all of my inquiries in a very prompt, open, and honest fashion, which was very reassuring with the way that the markets are today. Eric made sure that I was completely informed every step of the way, which I am very thankful. I would definitely recommend him to individuals that are seeking to purchase a new home or refinance an existing home.
I had an overall great experience working with Eric Hemmer. He was very courteous and professional throughout the refinancing process. He answered all of my inquiries in a very prompt, open, and honest fashion, which was very reassuring with the way that the markets are today. Eric made sure that I was completely informed every step of the way, which I am very thankful. I would definitely recommend him to individuals that are seeking to purchase a new home or refinance an existing home.
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- Norma Jackson
"We feel Flat Branch Home Loans put us in a much better situation to achieve financial freedom. We were very happy with our service.
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- Timothy Billups
Recent posts in our Mortgage Blog...
Documentation Typically Required for a Loan Commitment
05-11-12Shawn Von Talge
In order to streamline the process of getting a pre-approval and/or loan commitment there are certain documents that will be necessary in accomplishing this. Not all of ...
Credit Scores and Qualifying for a Mortgage
05-07-12Shawn Von Talge
In case you hadn’t noticed the world of lending has vastly changed the last 3-4 years. One of the major factors caught up in that change is credit scores and thus ...
USDA / Rural Development
04-26-12Shawn Von Talge
The USDA/”Rural Development” loan has been a program staple for most lenders for quite some time, especially in rural Central Missouri. Given this fact ...