$0 Down Home Loans Guaranteed by USDA

At Flat Branch, we know the USDA program inside and out. In fact, in 2017, we held the highest volume for USDA loans in the state of Missouri! We would love to help you find your home sweet home!

Eligibility

USDA loans are a part of the US Department of Agriculture’s Rural Development program. Though it was initially created to help rebuild and strengthen rural America, today 97 percent of US geographical territory is USDA loan eligible territory. According to the USDA, about 26 percent of the US population lives in areas designated as “rural.” However, designated rural areas can be located in metropolitan suburbs. Rural USDA loans can be used by both first-time home buyers and repeat home buyers. The USDA loan program allows families to purchase and live comfortably in safe homes nationwide.