Zoe Hughley
Senior Mortgage Banker
Meet Zoe Hughley Flat Branch Home Loans
Meet Zoe Hughley
Zoe began her career in mortgage lending in 2012. While finishing her Bachelor's degree at the University of Missouri, she was hired as part-time assistant to a loan officer at Flat Branch Home Loans. Six months later, Zoe began working full-time and started the licensing process to become a loan officer. She was trained by one of the top loan officers in the company and become a licensed mortgage loan officer in 2013.
Zoe enjoys the fast-paced environment that comes with helping buyers obtain financing for a home purchase. She loves to help her clients through each step of the home-buying process, and giving her clients the best customer service is something in which she takes much pride. Zoe’s always available, either in the office, via cell or through email. Her goal is to always give clients a sense of understanding of the process and never have to wonder what the next step may be. Working as a loan officer for a thriving, local company like Flat Branch Home Loans is extremely exciting for Zoe.
Working one-on-one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Zoe to better serve clients and help to make the process as smooth as possible. She looks forward to giving each and every one of her clients the best experience in the purchase of their new home!
Calculate Your Monthly Payment
Estimated Monthly Payment:
$834.58
Monthly Cost Breakdown
Principal & Interest: $638.45
Monthly USDA Guarantee Fee: $29.46
Monthly Taxes and Insurance: $166.67
Loan Breakdown
Purchase Price: $100,000.00
Down Payment: $0.00
Upfront Guarantee Fee: $1,010.00
Total Loan Amount
$101,010.00The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.
What our borrowers say about Zoe
My wife and I were actually planning on going with a credit union for our mortgage at first, but Zoe’s impeccable service and immediate response to our needs left my wife and I so impressed, we could not say no to Flat Branch. Zoe is truly top notch. It’s extremely rare to get the opportunity to work with someone so courteous, professional, responsive, and simply just amazing at what she does. She made one of the most daunting processes we have to do in life a complete joy and a breeze. She single handedly was the reason why we chose Flat Branch Home Loans. Thanks Zoe!
