(866) 508-4326Apply Now

Flat Branch Home LoansFlex Funds Program

Own Your Dream Home, Sooner:

Don't let saving for homeownership discourage you. Flex Funds is designed to accelerate your progress and get you home faster.

Flex Funds can be used toward a down payment to reduce monthly mortgage payments or applied towards closing costs to ease the financial burden of securing your first home.

What is included?

We understand the challenges of saving for a home. With Flex Funds, we're offering up to $4,000 to help you cross that finish line!

What are the requirements?

-Area median income limits apply
-Single family purchase transactions
-30 year fixed rate terms
-One borrower on transaction must be first-time-buyer





Offer available to borrowers who meet program qualifying 
criteria: Must be Fannie Mae Home Ready loan; Household income
must be at or under 80% Area Medium Income (excluding
dependents); Minimum LTV 95%, Maximum LTV 97%; must have AUS
approval. Only available on purchase transactions.
First mortgage must be 30-year fixed rate term. Property must
be 1 unit owner occupied. Title may not be held in the name
of a trust.