Flat Branch Home LoansDoctor Loan Program

Just prescribed! At Flat Branch Home Loans, we believe the people who dedicate their lives to caring for others deserve a clear, accessible path to homeownership. Our Doctor Loan Program was created to honor that commitment by removing barriers and supporting medical professionals as they build stability for themselves and their families. Focus on patients, not on down payments!

What properties are eligible?

• 1-2 unit properties
• Fannie Mae condominiums
• Non-Warrantable condominiums
• Planned unit developments (PUDs)
• Primary residence only
  
  

What are the benefits?

• Up to  100% financing available*
  • No mortgage insurance up to $1M
  • Max loan amount: $2.5M
  • Minimum credit score: 680
  • Flexible loan options including:
    • 7/6 ARM
    • 30-year fixed
    • 15-year fixed
  
  

Who is eligible?

• Doctors including:
• Medical Doctor (MD)
• Doctor of Dental Surgery (DDS)
• Doctor of Dental Medicine (DMD)
• Doctor of Ophthalmology (MD)
• Doctor of Podiatric Medicine (DPM)
• Doctor of Osteopathy (DO)
• Veterinarians are also permitted
  
  

Subject to lender terms, conditions and approval.

Reach out to a Flat Branch mortgage loan officer today!

*100% financing subject to credit qualifications. Borrowers with lower credit scores may be subject to reduced maximum LTV. Additional terms, conditions, and approval requirements apply. Program guidelines subject to change without notice.