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The loan process crafted just for you!

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

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Rooted in Experience

Flat Branch Loan Officers have a combined experience of over 1000 years in home lending. Many of our Flat Branchers have lived in their communities for a majority of their life and are attuned to the needs and options around the area. Investing in talented and practiced professionals means we can better serve you.

We don't stop at easy

With our cutting-edge tools and resources, we can make your loan easier, faster and more personalized than our competitors can. But even if we’re not able to get you in the home of your dreams today, we'll work tirelessly to help get you to somewhere you want to be and make your dream of homeownership a reality.

For the Long Haul

Our passion may drive our performance, but the love we have for our communities is what keeps us in the passenger seat once we’ve given you the keys. We work hard to get you in your dream home, so we want to stay involved and answer any of your questions years after you’ve settled in. No matter what comes our way, getting you home is always our priority.

We have the tools you need

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Our home loan calculator can help you estimate what your monthly mortgage payment may look like according to each home loan product.

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A Loan Expert at your Fingertips. Check out our new mobile app where you can take control of your mortgage process from anywhere, anytime.

Mobile App
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Flat Branch offers a large variety of loan programs to meet your needs! We're excited to help find the best fit for you!

Our Programs


Flat Branch number one in MOFlat Branch number two in KSFlat Branch number 13 in US- According to data collected by USDA Rural Development

USDA Loans are a $0 down loan option for homes in rural & suburban areas!

USDA Loan Program

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