Flat Branch Home Loans
Julianna Cole
Sarah Messer
Tina Howard
Shawn Von Talge

Loan Products

Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.

9-9-2010
Today's Rates
Conventional
30 Year
Fixed
4.500%
4.594% APR
 
4.250%
1 Point Paid 4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.375%
4.504% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.000%
4.163% APR
 
3.750%
1 Point Paid 3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.625%
4.885% APR
 
4.375%
1 Point Paid 4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Shawn & Eric were wonderful to work with. They both went out of their way to make sure everything went smoothly. Everything they quoted to us was very accurate. We would definitely recommend either of them to our friends and family."
Ed & Janet Hull
"We were so impressed with Shawn Von Talge. He kept us up-to-date and gave us all the information we needed to feel comfortable and confident about our purchase. We would come to Flat Branch Mortgage again and have already told many of our friends!"
Scott & Abby Matz
Amazing service- you made all of the paperwork easy to understand and a breeze to fill out- I’d recommend you to anyone! Thank you!!
Anonymous
"Shawn was great to work with, he was up front with what he could do in comparison to other offers I had from different companies. He was constantly letting me know status and would submit request for information by e-mail so we were not playing phone tag. This was my 3rd refinance and it was by far the easiest and had little to know stress involved."
John Selk
"Shawn Von Talge was very helpful and informative. The loan closed within 15 days as promised. Thank you very much!"
Bill and Karen Swaim
"I have enjoyed working with Shawn Von Talge on numerous projects, and transactions. I am very confident in his knowledge and experience. He not only thinks outside the box and provides clients with options, but also knows when a loan simply cannot be done and does not beat around the bush. He always goes the extra mile to ensure a smooth closing without any SURPRISES, and treats our clients honestly and respectively."
Travis Kempf
"Flat Branch Mortgage is an oasis in the desert of business as usual mortgage companies. The professional service delivered in a timely and most friendly manner is the hallmark of this company. Jim Yankee and his associates care about their clients and work hard to provide the best possible service in the most important of family assets, our home".
Ben Kolb
"It is clear that Shawn Von Talge is a professional! He took care of us in a timely manner. He was very friendly & concerned about making the process as easy as possible. We would be happy to recommend him to anyone wanting to buy property."
Don and Peg Smith
"Shawn Von Talge provided me with exemplary service and truly brought professionalism and patience in equal parts to my home buying process. As a first-time buyer, I had many pre-conceived notions and concerns about the lending process…..especially with the current lending market being such a challenge. Shawn answered each question appropriately and remained accessible through every step of the process. Most importantly, Shawn delivered on every promise he made and no one (first timer or seasoned investor) could possibly ask for more!"
Dennis Lewis
"Shawn Von Talge has been a big part of our success over the last 4 years. From what we have seen, his honesty and professionalism have been unequaled in the lending industry. We feel confident our clients are taken care of when dealing with Shawn as their mortgage lender."
Brett and Ronda Benton