Flat Branch Home Loans
Joe Stoops
Jim Yankee
Tina Howard
Crystal Himmelberg

Published or Featured Articles

Here are some articles written by Flat Branch employees or featuring Flat Branch employees.

Mortgage company expands into banking, changing name

Columbia Business Times - May 2009

You've Got to Fight for Your Right to Broker Loans

Scotsman Guide - May 2009

Make New Clients and Keep the Old

Scotsman Guide - December 2008

3 Things to Get, 1 to Give and 1 to Earn

Scotsman Guide - October 2008

Mortgage market stormy, foreclosure rate 'startling'

Columbia Business Times - June 27, 2008

9-8-2010
Today's Rates
Conventional
30 Year
Fixed
4.500%
4.594% APR
 
4.250%
1 Point Paid 4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.375%
4.504% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
3.875%
4.037% APR
 
3.750%
1 Point Paid 3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.625%
4.885% APR
 
4.375%
1 Point Paid 4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Shawn Von Talge did an excellent job. We appreciate everything he has done for us over the last 3 years!"
Stacy & Vanessa Rice
"Eric Hemmer is an exceptional representative of Flat Branch Mortgage. He was very knowledeable and prepared, easy to communicate with, and made the entire process remarkably seamless. He was a very personable, well-mannered professional. I only wish I had gone to him sooner!"
Kendall Lewis
We just recently purchased our first home and the process can be quite intimidating but Shawn and the team at Flat Branch Mortgage made it easy and almost completely effortless for my family. We appreciate Shawn and Flat Branch Mortgage’s professionalism and the fact that it seems like you care about your customers. I would feel extremely confident in recommending their services to anyone. It is very rare that I rate anyone or anything at the highest rating throughout a survey; Shawn and Flat Branch Mortgage are the exception. As hard as I try to think of even one aspect of our experience with them that was unfavorable, I can't. Good communication and accurate information are the keys to a smooth transaction. Shawn Von Tagle and Flat Branch Mortgage are outstanding. We highly recommend Flat Branch services as you proved yourselves trustworthy of the most important transaction…buying a home. Shawn, I want to thank you for your assistance and professionalism in getting this deal put together You were always pleasant , informed, helpful and always followed up in a timely manner. You are quite an asset any organization would be fortunate to have. Thank you again
Glen & Peggy Botts
"Being first time homebuyers, Shawn Von Talge made sure we understood the whole loan process. He coached us each step of the way to make sure we got the things done we needed in order to make everything run smoothly. He was very prompt in getting back to us with any questions we had and made sure to stay in touch when anything new developed with our home purchase. Shawn and his company were absolutely wonderful to work with and we would highly recommend him to anyone. We will definitely be contacting him on our next home purchase!"
Tyler Lorenz and Carrie Berkbuegler
"My experience with Flat Branch Mortgage could not have been better. This means a great deal especially buying a home long distance. I felt TOTAL support in the information provided and a prompt response to all my questions. I was kept well informed and I would heartily recommend this company to any prospective buyers!"
Patricia Kome
"Shawn was a wonderful person to work with and was always there and accessible to us whenever we had any questions. It made the process so much easier knowing that we had his help whenever we needed it to explain anything that we were unclear about. I would definitely use Flat Branch again!"
Dawn & Tommy Jones
"I would recommend Shawn to anyone who asked me about a home loan and actually I told Ryan Stephens to talk to Shawn and he bought a home. In addition I have told another friend about him and he is going to pursue a home loan through Shawn. Shawn is a very down to earth person and doesn't try to talk you into anything you don't want to do and is very professional. I would and will continue to recommend Shawn to all and anyone who asks me about purchasing a home!"
Josh Jolley
"Shawn Von Talge provided me with exemplary service and truly brought professionalism and patience in equal parts to my home buying process. As a first-time buyer, I had many pre-conceived notions and concerns about the lending process…..especially with the current lending market being such a challenge. Shawn answered each question appropriately and remained accessible through every step of the process. Most importantly, Shawn delivered on every promise he made and no one (first timer or seasoned investor) could possibly ask for more!"
Dennis Lewis
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
"I was pleased with the service I received from Shawn Von Talge. It was a good experience and I would use them again in a heartbeat!"
Susan & Cade Mullins