9-9-2010

Today's Rates

Conventional 30 Year Fixed	4.500%
	4.594% APR

	4.250%
	1 Point Paid	4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

Conventional 20 Year Fixed	4.375%
	4.504% APR

	4.250%
	1 Point Paid	4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

Conventional 15 Year Fixed	4.000%
	4.163% APR

	3.750%
	1 Point Paid	3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

FHA 30 Year Fixed	4.500%
	4.733% APR

	4.250%
	1 Point Paid	4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

VA 30 Year Fixed	4.500%
	4.733% APR

	4.250%
	1 Point Paid	4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

USDA 30 Year Fixed	4.625%
	4.885% APR

	4.375%
	1 Point Paid	4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

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Quick Resource Guide

General Information About Flat Branch Home Loans

Flat Branch Home Loans offers Mortgages /Home Loans to anyone in Missouri. We have access to numerous investors and offer Conventional, FHA, VA, and USDA programs. Our goal is to help you find the Home Loan that best fits your needs.

Flat Branch Home Loans is one of the most respected lenders in the State of Missouri. We were incorporated in 2005 and have recently made the transition to a Mortgage Banker from a Mortgage Broker. This means we process, underwrite, and fund our own loans. No more nerve racking closings where we are dealing with underwriters out of the state. As a Mortgage Banker we have our own “skin” in the game just like you. We value your business and offer nothing but the best for our clients. This allows us the best opportunity to earn a Client for Life! Give us a chance to beat your BANKS rate today!

Resources and Information

Mortgage Info

Why Use Flat Branch Home Loans

Experienced Mortgage Originators
High Ethics
Competitive Rates
Personal Customer Service
In House Underwriting
Quick Closings
USDA, VA, and FHA Specialists
Purchase and Refinance Transactions
First Time Home Buyers
No Money Down Programs
We Serve the Entire State of Missouri

This includes Columbia, Jefferson City, St. Louis, Kansas City, Springfield, and everywhere in betweeen.

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Affiliated Organizations

Missouri Association of Mortgage Brokers